Insurance Agency Hagerstown, MD  
   
 
Insurance Providers Hagetstown, MD
   

Baker Insurance Agency of Hagerstown
927 S. Potomac St.
Hagerstown, MD 21740
P: 301-733-9606
F: 301-733-8325

From I-70
Take exit 29B toward Hagerstown. Approximately 1.2 miles. We are on the left side of Potomac St..

From Square of Hagerstown
Take S. Potomac St. 9 blocks.
We are on the right before Wilson Blvd.

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COMMERCIAL AUTOMOBILE

If your business owns a car or truck, or a fleet of vehicles, you need Commercial Automobile Insurance. We offer a variety of coverage for your business. Here are some of the types of coverage available, but contact us for more information and advice on what coverage best fits your business.

Bodily Injury: You are covered if you cause injury or death. This coverage is required by law in the State of Maryland.

Property Damage: You are covered if you cause damage to another person’s vehicle or property. This coverage is required by law in the State of Maryland.

Personal Injury Protection (PIP): This coverage will pay the medical expenses of you and any passenger in your vehicle, up to the limit provided on the policy.

Uninsured Motorist: If you or your passenger(s) are injured in an accident, this coverage will pay the medical bills, if the driver who hit you is not insured for Bodily Injury Liability. If your vehicle is damaged and the vehicle that hit you is not insured for Property Damage, your policy will cover you.

Underinsured Motorist: If you or your passenger are injured in an accident and the vehicle that hit you does not have enough coverage for your medical bills this coverage will pay.

If your vehicle is damaged and the vehicle that hit you does not have enough insurance for Property Damage your policy will cover you.

Hired Automobile Coverage: Provides liability coverage for automobiles that your business leases, rents or borrows for business purposes. This is an optional coverage.

Non-Owned Automobile Coverage: Provides liability coverage for automobiles not owned, leased, hired or borrowed by your business but nevertheless used on behalf of your business. For example, employee used his or her personal automobile to make a sales call or delivery on behalf of your business. This is an optional coverage.

Comprehensive Damage: Provides coverage to your vehicle for damages other than by collision, including vandalism, inpact with bird or animals, explosion, fire, windstorm and glass breakage. A broad range of deductibles can be selected. This coverage is optional unless there is an outstanding loan on the vehicle. In that case, the lender generally requires it.

Collision Damage: Provides coverage to your vehicle for damages caused by colliding with another vehicle or object. A broad range of deductibles can be selected for this coverage. This is an optional coverage unless there is an outstanding loan on the vehicle. In that case, the lender generally requires it.

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